Each year in the UK it is estimated 340,000 weddings take place at an average cost of close to £21,000.
So what happens if something goes wrong? Weddings can get cancelled for a variety of reasons including family illness, family
bereavement, wedding attire being damaged, transport failing to turn up or the venue cancelling at the last minute or if travelling
abroad tour companies going bust etc. To mitigate this some specialist insurance companies can now offer you wedding
insurance so if the worst does happen and the wedding has to be postponed although the distress this causes can't be erased
you might be able to cover yourself from financial loss from the postponed wedding. Below you can see the top 10 claims on
Wedding clothes damaged
The re-taking of the wedding photos
Cancellation of the wedding due
to illness or bereavement
Caterers fail to turn up
Wedding rings get lost
Wedding cars do not
Cancellation due to the venue being double booked or going bust
Public liability- damage caused by the guests
presents are lost, stolen or damaged
Financial failure of suppliers
By taking out wedding insurance which is actual quite reasonably priced you can protect yourself from many
of these but always check the policy carefully to see what you are actually covered for.
Wedding Insurance will typically cover you for things like if your caterer doesn't arrive with the food, or
reception site burns down or shuts down, Most wedding insurance policies provide insurance cover in the event
of a cancellation or postponement resulting from things such as extemely bad weather and illness, to things
that are rarer like unemployment or acts of terrorism wedding insurance cover should also cover you for wedding photography,
wedding clothing and your wedding presents from damage or loss.