Virgin Life Insurance.

June 2012 - When you take out a new life insurance policy with Virgin Money you will get £50 of FREE Marks and Spencer Vouchers (M&S). The vouchers will be sent after 3 months premiums habe been paid.

Virgin Life Insurance Review.

Life insurance with Virgin Money

At Virgin Money we can offer you great value life insurance, plus you’ll receive £50 Marks and Spencer vouchers when you take out a policy. 

Cover starts from just £5 per month depending on your personal circumstances and you can choose to have level or reducing cover, on a single or joint life basis. Your monthly payments are guaranteed. Some companies regularly review and alter your premiums but with this policy, once your cover has started, your payments won’t increase unless you change your cover. 

If you’re applying online you’ll get up to 60 days’ free accidental death cover when we receive your application. This free benefit means you’re automatically covered for accidental death while your application is being assessed. There are conditions attached to the cover and we’ll let you know about these. 

If you’re buying a house, you’ll get up to 3 months’ free life insurance for up to £200,000 to cover you between exchange of contracts (or if you’re buying in Scotland, the date the missives are concluded) and mortgage completion. 

Your life insurance will be flexible enough to meet your changing needs too, allowing you to increase or reduce the amount and length of your cover. If you increase your mortgage to pay for home improvements or move house, you can take out extra cover without giving any more information about your health, job or lifestyle.

You can also increase your cover without extra information when you get married or have a child.
 In the event of a claim, you or your family will have the best possible support. The claims process is designed to be straightforward and includes your own claims manager who can provide guidance on how to make a claim and dedicated support throughout. 

Life Cover is promoted by Virgin Money Personal Financial Service Ltd, and is provided and administered by Friends Life Limited. Friends Life Limited is authorised and regulated by the Financial Services Authority, and is entered onto their register No. 196142.

Virgin Life Insurance Summary

Anyone aged between 18 and 64 who is permanently resident in the United Kingdom (excluding the Channel Islands and Isle of Man) can apply for Virgin Life Insurance. Virgin Life Insurance offers Level life cover, Decreasing life cover and joint life cover. It only takes 2 minutes to get a life insurance quote on the virgin website so simply click on the link at the bottom of the page. Monthly payments are guaranteed not to increase unless you change your cover. You can take out a single plan that covers both you and your spouse, civil partner or someone with whom you share a financial commitment. With level life cover the amount that would be paid out stays the same throughout the life insurance cover period. With the virgin decreasing cover the amount that would be paid out reduces over the life insurance cover period.

virgin money life insurance