LV (Liverpool & Victoria) Home Insurance News

22.06.2010 The majority of LV customers paid less than £100 for home contents insurance between March 2009 and February 2010.


LV, Liverpool Victoria Home Insurance Review.

To be eligible for a Liverpool Victoria Home Insurance policy.

  • The property you wish to insure must comply with the following.

    isn't a mobile home and has its own separate lockable front door
  • isn't empty or awaiting sale or derelict or undergoing structural work

  • is in good condition and is built of brick, stone or concrete with a roof of slate, tile, asphalt, metal or concrete

  • isn't left unoccupied for more than 60 days in a row

  • is your main domestic residence and is not a second property e.g. a holiday home

  • hasn't suffered from structural movement, subsidence, landslip or heave

  • isn't used for any business purposes

  • will not cost more than £1,000,000 to rebuild and its contents will not cost more than £150,000 to replace

  • isn't in the Channel Islands or the Isle of Man

  • isn't a listed building and has no more than 7 bedrooms

  • isn't within a block of flats unless you require contents only cover

  • hasn't suffered from flooding and is not located in an area which is under either a flood warning or severe flood warning issued by the Environment Agency
  • you haven't had more than 2 claims in the last 36 months

  • you haven't been convicted of any non motoring criminal offence in the last 5 years

Once you have passed the qualification you can apply for a LV home insurance policy and receive.

  • a special online discount for new policies

  • the flexibility to choose the amount of contents cover you want

  • up to £1million cover for buildings as standard

  • up to £25,000 cover for the cost of alternative accommodation if you can't live in your home in the event of a claim

  • identity fraud assistance helpline automatically included

  • a further discount for taking both buildings and contents insurance cover with Liverpool Victoria.

  • a quick and easy application process

  • up to £1,000 cover for loss or damage to hedges, trees, shrubs, plants and lawns

  • Defaqto has given LV a 5 star rating for buildings and contents cover
  • LV Overview

    LV are the UK's largest friendly society and are there to here to help you make the best choices when it comes to your money. With a range of savings , investments and insurance products that are both good value and award-winning, Liverpool & Victoria are bound to have something to interest you.

    When LV started in 1843 as Liverpool Victoria, their goal was to give financial security and peace of mind to more than just a privileged few. And today it's much the same.

    As a mutual, LV don't have to answer to external shareholders – so LV can concentrate on looking after you.



    LV (Liverpool & Victoria) Home Insurance