Firstly you need to decide what you need. The best way to do this is to walk
around your property and work out how much it would cost to replace all your possessions if the worst happened (the figure
for the typical home is estimated to be £45,000). Once you have this information look to compare a few quotes.
As you are reading this online the easiest way and in my opinion the best way to compare household contents insurance is
to do it online. A selection of the latest offers on home contents insurance can be found here
The prices quoted will depend on your
location,value of your possessions,cover you require,any no claims discount,whether the insurer offers new for old, age etc and
any excess you are willing to pay yourself e.g the first £150 of any claim.
Remember though it is your responsibility to give the insurance
company truthful information if asked for so if you did have a claim 3 years ago it should be admitted as failure to
do so might invalidate the insurance policy.