04.01.2010 ICICI HiSave 2
Year Fixed Rate Bond 4.25% and 3 Year Fixed Rate Bond 4.70%. Minimum investment £1,000 and covered by the FSCS more
information here our fixed rate bond best buy.
01.01.2010 2.50% AER WITH THEABBEY E-SAVEREASY ACCESS SAVINGS ACCOUNT
BEST SAVINGS ACCOUNTS OR DEAL OF THE DAY
50% cashback
on the 2010 annual management charge when you invest in any eligible tax-efficient stocks and shares ISA before 6th
April. Details here
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WELCOME
This website is about trying to make the most of money. For savers you will find
details on some of the best savings accounts from UK financial banks and building societies which will help you find the best
savings rates (with UK interest rates so low ever % point gained on the rate is
useful) and with the current banking crisis dividing your money between different financial institutions and savings
accounts seems advisable. For borrowers and savers the peer to peer lending page (social lending, zopa, etc) gives an insight into a fast growing sector of the financial industry
and the rates available for both savers and borrowers are worth considering. The top money savings tips gives ideas on reducing household expenses. If you have any offshore bank accounts read the fscs page so you are aware of just how limited the protection can be.
The top over 50's savings accounts
rate page gives examples of some of the highest and best savings rates available for
the over 50's, and don't miss the pages on fixed rate bonds, ISAs, instant access and easy accounts and the top regular savings accounts plus our top 10 savings accounts. If you are aware of a best savings rate that we have missed email us and we will add it to
the top savings accounts. Take a look at the list of building societies for details on all the remaining
ones in the UK which should be useful for those who prefer to put their savings with
a mutual organisation or any carpetbaggers who are still chasing an unlikely windfall.
If you are looking to take out apersonal loan the loan tips page has some ideas. For fun take a read at the money jokes or more seriously the
beginners guide to the stock market. Most consumers spend a lot of their income on insurance so take
a read of the new insurance guides (including pet and travel insurance) to make sure you are getting the best value for money. If you have anything you would like
added to the site email us and we will be happy to consider them so others can benefit too.
WHAT IS CARPETBAGGING
Carpetbagging is investing in a mutual organisation like
a "Mutual Building Society" in order to get a windfall in the event of a merger or takeover of the mutual
organisation.
For an investment in a building society savings account of £100 you can
get good rates of interest on your savings accounts plus the potential of a carpetbagging windfall. If you were to save
£100 per month at a savings interest rate of 6% you would have £16,470 after 10 years even without a
carpetbagging windfall.
Since 2003 you could have made a minimum of £1400 from
windfalls from Building Society mergers but since the credit crunch you are probably wasting your
time. More information on Carpetbagging here.
ONLINE INSURANCE SAVINGS
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FURTHER INFORMATION
HOME INSURANCE
MARKS & SPENCER
20% PLUS £30 of M&S Vouchers.
PET INSURANCE
MORE THAN
20%
CAR INSURANCE
AA
12.5%
TRAVEL INSURANCE
DIRECT LINE
20%
LIFE INSURANCE
LEGAL & GENERAL
£40 of M&S VOUCHERS FREE
LATEST NEWS AND UPDATES
TOP INSURANCE OFFERS TO
HELP YOU GET CHEAP INSURANCE
Car insurance offer new customers will receive 50% OFF BREAKDOWN ASSISTANCE when you add Recovery Plus
or Euro Plus cover to your car insurance policy.
Get a free £20 M&S voucher
when you buy buildings and contents insurance online from Legal & General. Offer ends 28/03/2010. Click here for more details and to find out how to get your voucher.